Early Bird Discount of 10% available for registration till 9th April, 2019.

Target Audience: Professionals working in Banks/ FIs/ NBFC/ MFs/ Corporates/ PSUs/ and Business School students desirous of career in Financial sector.

Mode of Training/ Duration: Classroom-Executive Training of 1 day

Course Objective: To enable learners understand methods of credit risk assessment and how credit risk should be managed.

 

Session I: Overview of Credit Risk Management?

·         Importance of Credit Risk Management

·         Why Companies Default

·         Credit Risk Assessment Framework

o   Industry/Economic Risk

o   Business Risk, Management Risk

o   Financial Risk, Project Risk

 

Session II: Financial Statement Analysis

·         Analyzing Capital structure

·         Income Statement assessment

·         Analyzing Financial ratios

·         Cash Flow Analysis Assessing Debt Servicing Capacity

 

Session III: Dealing with Intricacies

·         Adjustments in Financial statements

·         Off-balance sheet issues

·         FX Risk/Interest rate risk

·         Contingent Liabilities Stand-alone vis-à-vis Consolidated assessment

 

 

 

Session IV: Arriving at the Decision

·         Risk Mitigation Measures

o   Security Structure

o   DSRA & Escrow Mechanism

·         External Credit Enhancement

o   Corporate Guarantee

o   Letter of Comfort

·         Legal Evaluation

·         Sample Case Study